Top 15 Finance Companies in Bangalore You Should Know About

Bangalore, commonly referred to as India’s Silicon Valley, is not only a world technology hub but also a financially and business innovation hub that is thriving. The city has experienced an unprecedented transformation over the years, becoming a leading financial services hub servicing businesses, startups, and individuals.

From large private sector banks and leading NBFCs to cutting-edge fintech startups and trusted investment advisory firms, Bangalore plays a crucial role in the financial ecosystem, fueling the economic growth of the city and fostering its entrepreneurial spirit.

The varied list of finance firms in Bangalore spans key sectors like banking, NBFCs, fintech, investment management, insurance, and wealth advisory. As one of the leading hubs for fintech companies in India, Bangalore is home to innovative firms offering customized solutions—ranging from business loans and digital payments to insurance products, asset management, and technologies that automate financial processes and enhance customer experiences.

In this blog, we’ve highlighted the Top 15 Finance Companies in Bangalore that are changing the face of finance with their strong services, technological innovation, and customer-first approach. Whether you are a business looking for funding, an investor wanting portfolio management, or an individual looking for financial planning, these companies are the crème de la crème of the city.

Finance Ecosystem of Bangalore

Bangalore, popularly referred to as the Silicon Valley of India, is not only an international IT hub but also a fast-growing financial hub. The finance landscape of the city is a lively blend of legacy banking behemoths, Non-Banking Financial Companies (NBFCs), innovative fintech startups, investment houses, insurance companies, and wealth management firms. The ecosystem is instrumental in facilitating the city’s high-level entrepreneurial activity and plural economic activity.

1. Banking Sector

Bangalore is home to regional headquarters and main branches of large public sector banks (such as SBI, Canara Bank) and private sector giants (such as ICICI Bank, HDFC Bank, Axis Bank). These banks provide a wide array of services ranging from retail banking to corporate loans, SME financing, trade finance, and wealth management. The city also has a network of cooperative banks and small finance banks for serving local enterprises and excluded groups.

2. Non-Banking Financial Companies (NBFCs)

Bangalore houses numerous leading NBFCs offering personal loans, business loans, vehicle funding, microfinance, and housing finance. These NBFCs fill the credit gap in which conventional banks lack, particularly for MSMEs, startups, and first-time borrowers.

3. Fintech Startups

The city is a hub of fintech innovation, with startups transforming digital payments, lending platforms, neobanking, insurtech, wealth tech, and blockchain-based financial services. Razorpay, Zerodha, Groww, and KreditBee are some of the companies that represent Bangalore’s superiority in the fintech sector. Access to tech talent and policies that support startups further drive fintech development.

4. Investment and Wealth Management Firms

Bangalore’s wealthy professional class and increasing pool of HNIs (High Net Worth Individuals) have driven the growth of investment advisory companies, portfolio management services (PMS), mutual fund distributors, and boutique wealth management consultancies. These companies serve retail investors, corporate treasuries, and founders of startup companies in Bangalore who seek strategic financial planning to support business growth and personal wealth goals.

5. Insurance Sector

A number of insurance behemoths, such as life insurance, general insurance, and health insurance companies, have robust operations in Bangalore. Bangalore also supports insurtech digital-first startups that are bringing down the cost and making insurance more accessible.

6. Financial Services Outsourcing

Bangalore is an important location for Global Capability Centers (GCCs) of global banks and financial institutions. These facilities process functions such as financial analysis, risk management, compliance, and shared services for international markets.

7. Regulatory and Ecosystem Support

The availability of regulatory institutions, fintech incubators, co-working facilities, venture capital entities, and industry associations in Bangalore fosters a supportive environment for financial innovation and entrepreneurship.

List of Top 15 Finance Companies in Bangalore

1. HDFC Bank

HDFC Bank is one of India’s biggest private sector banks, renowned for its large network, strong digital banking offerings, and customer-focused service. Providing a full range of retail and corporate banking products, HDFC Bank is a specialist in personal loans, credit cards, SME finance, trade, and wealth management.

It has a strong presence in Bangalore with several branches serving individuals, start-ups, and large corporates. Known for its technological advancements such as SmartHub, PayZapp, and credit card payment apps, HDFC Bank continues to lead in digital banking adoption. Its focus on financial inclusion and superior customer experience has earned it numerous industry awards in recent years.

• Found Year: 1994
• Founders/Key Individuals: Sashidhar Jagdishan (CEO & MD)
• Bangalore Office Address: Ground Floor, Bwssb Cauvery Bhavan, Block D, Kempegowda Road, Bengaluru, Karnataka 560009
• Key Services/Products: Retail Banking, SME Loans, Credit Cards, Wealth Management, Digital Payments
• Website: https://www.hdfcbank.com/

2. ICICI Bank

ICICI Bank is India’s leading private sector bank, having a rich portfolio of financial services to individuals, businesses, and corporates. ICICI Bank in Bangalore has been a strong financial partner to startups, SMEs, and retail customers with products like business loans, personal banking, insurance, and investment advisory.

It is a leader in digital innovations with products like iMobile Pay and Internet Banking services. Its presence in strategic locations throughout Bangalore’s business districts makes it accessible to convenient, personalized financial solutions, and it is thus a popular option for technology-oriented financial services.

• Founded Year: 1994
• Founders/Key People: Sandeep Bakhshi (CEO & MD)
• Bangalore Office Address: No2, y Ramchandra Road Icici Bank, kg Road S O, Bangalore-560009, Bengaluru, Karnataka 560009
• Key Services/Products: Corporate & Retail Banking, SME Financing, Credit Cards, Digital Banking Solutions, Investment Services
• Website: https://www.icicibank.com/

3. Bajaj Finserv

Bajaj Finserv is a top NBFC and financial conglomerate, offering diversified financial solutions in lending, insurance, and wealth advisory. Bajaj Finserv provides flexible personal loans, business loans, consumer durable finance, and health insurance products in Bangalore.

Bajaj Finserv is renowned for its quick loan approvals and cutting-edge EMI Network, and it serves a huge retail and SME customer base. Its robust online platforms and paperless operations have made it a leader in India’s NBFC industry. As it emphasizes customer convenience and technology-based services, Bajaj Finserv keeps strengthening its presence in Bangalore’s financial sector.

• Founded Year: 2007
• Founders/Key People: Sanjiv Bajaj (Chairman & MD)
• Bangalore Office Address: 2nd Floor, Shiva Complex, Plot no. 1017, Dr. Rajakumar Road, 4th Block, Rajajinagar, Bengaluru, Karnataka 560010
• Key Services/Products: Personal Loans, Business Loans, Consumer Durable Financing, Insurance, EMI Network Card
• Website: https://www.bajajfinservmarkets.in/

4. Razorpay

Razorpay is India’s fastest-growing fintech startup, transforming online payment solutions for businesses across all sizes. Based in Bangalore, Razorpay provides an integrated payment gateway, subscription billing, and automated payouts to vendors. It has emerged as the go-to choice for startups, e-commerce sites, and big companies looking for hassle-free digital payment solutions.

Razorpay’s innovative offerings such as RazorpayX (neobanking platform) and Razorpay Capital (working capital loans) have made it a frontrunner in the Indian fintech landscape. Razorpay is recognized for its latest technology, seamless integration, and strong security protocols.

• Founded Year: 2014
• Founders/Key People: Harshil Mathur, Shashank Kumar
• Bangalore Office Address: First Floor, Sjr Cyber, 22, Laskar Hosur Road, Adugodi, Bangalore South, Bengaluru, Karnataka 560030
• Key Services/Products: Payment Gateway, Subscription Billing, Neobanking (RazorpayX), Working Capital Loans
• Website: https://razorpay.com/

5. Zerodha

Zerodha is India’s largest broking firm by volume, revolutionizing the conventional brokerage system with its discount broking platform. Based in Bangalore, Zerodha provides equity trading, commodity trading, mutual funds, and direct investing via its high-performance platforms such as Kite and Coin.

Famous for its no brokerage on equity delivery and economical trading, Zerodha has become extremely popular among retail traders and investors. Its educational programs such as Varsity and Rainmatter further reinforce its image as a customer-centric and transparent brokerage house. Zerodha’s technology-based business model has democratized stock market investing for millions.

• Founded Year: 2010
• Founders/Key People: Nithin Kamath, Nikhil Kamath
• Bangalore Office Address: 153/154 4th Cross Dollars Colony, Bangalore, Karnataka 560078
• Key Services/Products: Equity & Commodity Trading, Mutual Funds, Direct Investing, Kite (Trading Platform), Coin (MF Platform)
• Website: https://zerodha.com/

6. KreditBee

KreditBee is a Bangalore fintech platform focused on instant personal loans for young professionals and first-time borrowers. The platform uses sophisticated data analytics and AI-based credit assessments to facilitate fast loan disbursals with low documentation requirements.

KreditBee provides flexible tenures and loan amounts, targeting millennials and salaried employees. With a digital lending focus, the company now offers consumer durable loans and credit lines. Seamless mobile-first experience of KreditBee has established it as one of India’s fastest-growing digital lending platforms.

• Founded Year: 2016
• Founders/Key People: Madhusudan Ekambaram, Wan Hong, Puneet Joshi
• Bangalore Office Address: Krazybee, Ground Floor, Ca Site No.1, 80 Feet Rd, Hal 2nd Stage, Kodihalli, Bangalore, Karnataka 560008
• Key Services/Products: Personal Loans, Credit Line, Consumer Durable Loans, Digital Lending Platform
• Website: https://www.kreditbee.in/

7. Capital Float (Axio)

Capital Float, now Axio, is a top digital NBFC based in Bangalore that provides working capital loans, term loans, and buy now pay later (BNPL) options to SMEs, retailers, and consumers. The firm merges advanced technology with alternative credit scoring models to provide flexible and accessible credits.

Capital Float’s e-commerce giant and retailer partnerships have helped it become a prominent player in India’s digital lending sector. Known for its quick loan approvals and user-friendly platform, Capital Float is helping bridge the credit gap for underserved businesses and individuals.

• Founded Year: 2013
• Founders/Key People: Sashank Rishyasringa, Gaurav Hinduja
• Bangalore Office Address: NEW NO 3, Gokaldas Platinum Upper Palace Orchards, Bellary Road, Sadashivanagar, Bengaluru, Karnataka 560080
• Key Services/Products: Working Capital Loans, Term Loans, Buy Now Pay Later (BNPL), SME Financing
• Website: https://www.axio.co.in/

8. Groww

Groww is a Bangalore-based fintech platform simplifying investment for millennials and first-time investors. It provides a smooth platform for direct mutual fund investments, stock trading, gold, and fixed deposits.

With a user-friendly mobile and web interface, Groww enables users to invest freely and without hassle. The platform emphasizes investor education through blogs, tutorials, and interactive content. Groww’s intention of democratizing investing has made it popular among young Indians, enabling everyone to make financial planning a seamless experience.

• Founded Year: 2016
• Founders/Key People: Harsh Jain, Lalit Keshre, Neeraj Singh, Ishan Bansal
• Bangalore Office Address: 1st Floor, SBI Colony, Bengaluru, Karnataka 560034
• Key Services/Products: Investor Education, Fixed Deposits, Digital Gold, Stock Trading, Mutual Fund Investments
• Website: https://groww.in/

9. Navi Finserv

Navi Finserv, a subsidiary of the Sachin Bansal-founded Navi Group, is a digital-first NBFC operating out of Bangalore and providing personal loans, home loans, and health insurance products. Navi’s mobile app-driven approach allows customers to apply for loans and insurance products in a completely paperless manner.

Using advanced underwriting algorithms, Navi ensures quick loan approvals and disbursals. The company is focused on making financial services affordable and accessible through technology. With a growing presence in Bangalore and other metros, Navi is becoming a strong player in the digital lending and insurance space.

• Founded Year: 2018
• Founders/Key Individuals: Sachin Bansal, Ankit Agarwal
• Bangalore Office Address:  2nd Floor, Survey No. 14/2 Of Ibbalur Village, Vaishnavi Tech Square, Bengaluru, Karnataka 560102
• Key Services/Products: Personal Loans, Home Loans, Health Insurance, Digital Lending Platform
• Website: https://navi.com/finserv

10. Canara Bank

Canara Bank, which is among India’s largest and oldest public sector banks, has its head office in Bangalore. Famous for having a strong retail, corporate, and rural banking presence, Canara Bank provides several services such as savings accounts, business finance, MSME finance, and agricultural loans.

In addition, the bank also provides specialized services such as treasury operations, asset management, and foreign banking. With a long history of customer confidence and financial inclusion efforts, Canara Bank continues to be the backbone in Karnataka and India’s banking sector.

• Founded Year: 1906
• Founders/Key People: Ammembal Subba Rao Pai (Founder), K Satyanarayana Raju (MD & CEO)
• Bangalore Office Address: 13 &14, Maruthi Plaza, Bangalore, Karnataka 560053
• Key Services/Products: Retail & Corporate Banking, MSME Loans, Agricultural Credit, Digital Banking, Treasury Services
• Website: https://canarabank.com/

11. Kotak Mahindra Bank

Kotak Mahindra Bank is a top private sector bank in India, providing wide-ranging financial services from retail and corporate banking to wealth management and investment banking. In Bangalore, the bank serves individual customers, SMEs, and large business enterprises with personal loan, business loan, digital banking, and high-net-worth advisory services.

Kotak’s digital first strategy, via offerings such as Kotak 811, has further cemented its presence with tech-savvy individuals. Famous for customer-focused services and innovation-led products, Kotak Mahindra Bank is opening more branches in Bangalore’s business areas.

• Founded Year: 2003 (as Bank)
• Founders/Key People: Uday Kotak (Founder & CEO)
• Bangalore Office Address: Chamber OF Commerce Building, Kempegowda Road, Bengaluru, Karnataka 560009
• Key Services/Products: Retail & Corporate Banking, SME Loans, Wealth Management, Digital Banking (Kotak 811)
• Website: https://www.kotak.com/

12. Ujjivan Small Finance Bank

Ujjivan Small Finance Bank, headquartered in Bangalore, is a prominent player in India’s financial inclusion space, providing micro-loans, small business loans, housing loans, and affordable banking services to underserved communities. The bank’s strong urban and semi-urban network, combined with its digital initiatives, has allowed it to reach financially excluded populations.

Ujjivan’s focus on financial literacy and customer-friendly products makes it a trusted banking partner for low-income households, micro-entrepreneurs, and small businesses.

• Founded Year: 2017 (as Bank)
• Founders/Key People: Samit Ghosh (Founder), Ittira Davis (MD & CEO)
• Bangalore Office Address:  No. 11, Magadi Rd, Ward No. 36, Agrahara Dasarahlli, Govindarajanagar, Bengaluru, Karnataka 560040
• Key Services/Products: Microfinance, Small Business Loans, Housing Loans, Savings Accounts, Digital Micro-Banking
• Website: https://www.ujjivansfb.in/

13. PhonePe

PhonePe is a fintech firm based in Bangalore that has revolutionized digital payments in India. As a UPI-enabled payment app, PhonePe provides services such as mobile recharges, bill payments, money transfers, mutual fund investments, insurance products, and gold purchases.

Its payment solutions for merchants enable millions of small businesses throughout the nation. PhonePe’s easy-to-use interface, extensive acceptability network, and ongoing product innovations have established it as one of the top digital payment platforms in India.

• Founding Year: 2015
• Founders/Key Individuals: Sameer Nigam, Rahul Chari, Burzin Engineer
• Bangalore Office Location:  Office-2, Floor 4, 5, 6, 7, Wing A, Block A, Salarpuria Softzone, Service Road, Green Glen Layout, Bellandur, Bengaluru, Karnataka 560103
• Key Services/Products: UPI Payments, Bill Payments, Insurance, Mutual Funds, Merchant Solutions
• Website: https://www.phonepe.com/

14. BankBazaar

BankBazaar is an online financial marketplace headquartered in Bangalore that allows customers to compare and apply for loans, credit cards, and insurance policies from banks and financial institutions. Its paperless application process facilitates discovery of financial products and their approvals.

Tech-savvy consumers who are looking for transparency and convenience of access to financial services use the platform. BankBazaar partners with large banks and NBFCs and serves as a one-stop-shop for personal finance products.

• Founded Year: 2008
• Founders/Key People: Adhil Shetty, Arjun Shetty, Rati Shetty
• Bangalore Office Address: Salarpuria Adonis, 648/1/J, Swamy Vivekananda Rd, Indiranagar, Bengaluru, Karnataka 560038
• Key Services/Products: Online Loan Marketplace, Credit Card Comparison, Insurance Products, Paperless Approvals
• Website: https://www.bankbazaar.com/

15. Acko General Insurance

Acko is a Bangalore-headquartered insurtech firm transforming the world of insurance with its completely digital platform. Focusing on auto insurance, health insurance, and gadget insurance, Acko provides customized policies, immediate claim payouts, and no paperwork processes. The firm collaborates with top digital platforms such as Amazon and Ola for cutting-edge insurance products. With its technology-led strategy, Acko aims to simplify insurance, make it transparent, and price it affordably for digital-native consumers.

• Founded Year: 2016
• Founders/Key Individuals: Varun Dua (Founder & CEO)
• Bangalore Office Location: 36/5, Hustlehub One East, Somasandrapalya, 27th Main Road, Sector 2, HSR Layout, Bengaluru, Karnataka 560102
• Key Services/Products: Auto Insurance, Health Insurance, Digital Micro-Insurance, Instant Claims Processing
• Website: https://www.acko.com/

Top Roles in a Finance Company of Bangalore

Role	Average Salary (Annual)	Experience Level
Chief Financial Officer (CFO)	₹60 – ₹1.2 Cr	15+ years
Vice President – Finance	₹40 – ₹80 LPA	12–18 years
Finance Director	₹35 – ₹70 LPA	10–15 years
Head of Treasury	₹30 – ₹60 LPA	10–15 years
Investment Banker	₹20 – ₹50 LPA + bonuses	5–10 years
Risk Manager / Head of Risk	₹25 – ₹50 LPA	8–12 years
Financial Controller	₹20 – ₹40 LPA	7–12 years
Credit Manager	₹12 – ₹25 LPA	5–10 years
Equity Research Analyst	₹10 – ₹25 LPA + incentives	3–7 years
Corporate Finance Analyst	₹8 – ₹20 LPA	3–6 years
Financial Planning & Analysis (FP&A) Manager	₹12 – ₹25 LPA	5–10 years
Internal Auditor / Compliance Head	₹15 – ₹30 LPA	7–12 years
Wealth Manager / Relationship Manager (HNI Clients)	₹8 – ₹18 LPA + incentives	3–7 years
Accounts Executive / Senior Accountant	₹5 – ₹10 LPA	2–5 years
Fintech Product Manager	₹20 – ₹35 LPA	5–10 years

Conclusion

Finance companies in Bangalore play a central role in the city’s vibrant financial ecosystem, which stands at the juncture of innovation and growth, positioning Bangalore as a key driver of India’s economic landscape. With a dynamic mix of established banks, nimble NBFCs, innovative fintech startups, and reliable investment and insurance firms, the city provides complete financial solutions to businesses, entrepreneurs, and consumers.

While Bangalore continues to define the future of finance with tech-led services and customer-oriented offerings, selecting the right financial partner becomes crucial for business success and financial goals.

Whether you’re a startup searching for venture funding, an SME in need of customized loan products, or an individual in search of wealth management and insurance solutions, finance firms in Bangalore offer expertise, innovation, and dependability. We invite you to visit the firms presented on this list so you may identify a financial partner that meets your unique needs and propels your path toward growth and financial health.

FAQs

Why is Bangalore a key financial center in India?

Bangalore is a key financial center because of its vibrant combination of conventional banks, NBFCs, fintech firms, investment companies, and insurance firms. Its robust technology ecosystem, access to skilled manpower, and startup ecosystem have positioned it as a hub for financial innovation and services.

What kind of finance companies are based in Bangalore?

Bangalore is home to a vast array of finance firms such as commercial banks, Non-Banking Financial Companies (NBFCs), fintech organizations, investment advisory organizations, wealth management consultancies, and insurance companies. Each of them serves specialized financial requirements for retail, corporate, and SME segments.

How are fintech firms in Bangalore transforming the financial environment?

Bangalore-based fintech firms are transforming finance by providing digital-first products such as online lending platforms, digital wallets, investment apps, neobanking services, and insurtech products. They make it easy to access financial services, improve user experience, and ensure financial inclusion.

How do I select an appropriate finance company for my business requirements in Bangalore?

Selecting the appropriate finance partner is based on your individual needs. For credit facilities or business loans, SME banks and NBFCs are the best. If you require investment or wealth management offerings, hire established advisory companies. For online payment solutions, fintech startups have creative platforms.

Are the Bangalore finance companies trustworthy for long-term associations?

Indeed, several of Bangalore’s leading finance firms have built up reputations for dependability, creativity, and customer-focused services. No matter if you’re an enterprise, investor, or businessperson, these firms provide strong financial solutions with long-term backing, supported by regulatory oversight and industry know-how.