Top 15 Finance Companies in Chennai: 2025 Guide

Chennai, commonly known as the cultural capital of South India, is itself a major financial hub with a robust ecosystem comprising banks, NBFC, fintech startups, and insurance companies. The strategic location of the city, combined with its good infrastructure and skilled workforce, has seen many financial institutions establish their regional and operating hubs here.

From conventional banking products to innovative digital financial products, Chennai companies offer a wide array of services covering personal loans, SME lending, investments, digital payments, insurance, and wealth management.Over the last few years, Chennai also witnessed a growth in fintech innovations, with start-ups using technology for making lending, payment processing, and financial advisory services more streamlined.

For companies, these institutions provide customized financial products for expansion and operational effectiveness, while individuals enjoy affordable credit, investment, and complete insurance coverage. Chennai’s finance companies have earned a reputation for trustworthiness, customer-focused services, and adoption of technology, making the city a destination of choice for both conventional and online financial services

In this blog, we will discuss the top 15 finance companies in Chennai.

Why Finance Companies are Opting for Chennai as a Base?

Chennai has become a strategic and low-cost base for finance companies with a singular combination of market access, trained talent, accommodating government policies, and operational efficacies. Here’s why additional financial institutions are opting for Chennai to set up and expand their presence:

1. Strategic Position with Access to South Indian Market

• Serves as an entry point for Tamil Nadu, Kerala, Andhra Pradesh, and Karnataka.
• This allows financial firms to draw from a highly diverse base of customers ranging from SMEs and large enterprises to retail consumers.
• Good connectivity and roads by way of having adequate ports, highways, and airports facilitate regional business.

2. Concentration of High Competence Finance and Technology Talent

• Top educational institutions which produce qualified talents in finance, accounting, analytics and IT domains.
• Skilled manpower with experience in banking and fintech application areas as well as back-office processing.
• Large talent pool backing global financial services centers (GICs) and BPOs.

3. Business-Friendly Policies of Tamil Nadu Government

• Investor-friendly initiatives promoting financial institutions and fintech startups.
• Streamlined regulatory processes and ease of business changes.
• Infrastructure development programs creating a strong business ecosystem.

4. Lower Operational Expenditure Than Mumbai and Bangalore

• Low cost of real estate for offices and infrastructure.
• Competitive talent acquisition and retention prices.
• Lower overall cost of establishing and scaling operations, improving profitability.

Top 15 Finance Companies in Chennai

1. Sundaram Finance

Website: https://www.sundaramhome.in/

• Founded Year: 1954
• Founders / Key People: T. S. Santhanam; Rajiv C. Lochan (MD)
• Chennai Office Address: 21, Pattulas Road, Padupakkam, Triplicane, Chennai, Tamil Nadu 600014

Sundaram Finance is a Chennai-based prominent NBFC that provides a wide array of financial solutions including consumer loans, SME finance, mortgages, wealth management, investment banking, private equity, treasury advisory, and credit cards. Founded in 1954, the firm is listed with the RBI as a systemically important deposit-taking NBFC.

With a trust-driven reputation and customer-focused services, Sundaram has a widespread network in Tamil Nadu and South India. Sundaram diversified into insurance in the form of Royal Sundaram and keeps innovating in offering holistic financial solutions for both corporate and individual customers.

Key Services / Products:

• Vehicle and consumer loans
• SME lending
• Mortgages
• Investment banking
• Credit cards
• Wealth management.

2. Cholamandalam Investment & Finance Company (Chola Finance)

Website: https://www.cholamandalam.com/branch/police-colony

• Founded Year: 1978
• Founders / Important People: Murugappa Group; Vellayan Subbiah (Chairman); Ravindra Kumar Kundu (Executive Director)
• Chennai Office Address: Dare House, No. 2 Nsc Bose Road, Chennai, Tamil Nadu 600001

Cholamandalam Investment & Finance Company, owned by the Murugappa Group, is one of the prominent Chennai-based NBFCs established in 1978. The firm is engaged in vehicle finance, home loan, SME finance, mortgage loan, and wealth management services.

With an extensive branch network in India, Chola Finance has established itself on the strength of its emphasis on rural and semi-urban segments, especially in Tamil Nadu. Its sustained AUM growth, product innovations, and customer focus have placed it among the leading NBFCs in the region.

Key Services / Products:

• Vehicle finance
• Housing loans
• SME loans
• Mortgage loans
• Wealth management.

3. Shriram Group (Shriram Finance & subsidiaries)

Website: https://www.shriramfinance.in/

• Founded Year: 1974
• Founders / Key People: R. Thyagarajan, A. V. S. Raja, T. Jayaraman; R. Thyagarajan (Chairman)
• Chennai Office Address:  6, Lattice Bridge Road, Adyar, Chennai, Tamil Nadu 600020

Shriram Group, with its headquarters in Chennai since 1974, is a financial services conglomerate diversified across various sectors providing vehicle loans, SME finance, personal loans, gold loans, insurance, wealth management, and asset management. The group comprises Shriram Finance, Shriram Life Insurance, Shriram General Insurance, and Shriram Wealth.

Popular for its extensive grassroots network, Shriram is well entrenched across Tamil Nadu and South India in financial inclusion and making credit available to the under-served segments. The group is also increasing its reach in the high-net-worth individual and affluent segments through its wealth management programs.

Key Services / Products:

• Vehicle finance
• SME loans
• gold loans
• Personal loans
• Insurance
• Wealth management
• Asset management.

4. Equitas Small Finance Bank

Website: https://locate.equitasbank.com/

• Founded Year: 2007 (Microfinance), 2016 (Bank)
• Founders / Key People: Vasudevan P. N. (MD & CEO), Arun Ramanathan (Chairman)
• Chennai Office Address: No AH2, AH4, 1st Floor, 4th Avenue, Shanthi Colony, Anna Nagar, Chennai, Tamil Nadu 600040

Originally launched as a microfinance institution, Equitas Small Finance Bank is headquartered in Chennai and has grown into one of India’s leading small finance banks. The bank provides a wide array of services, including savings accounts, loans, insurance, and investment products, with a strong emphasis on digital banking and financial inclusion.

Its focus on empowering underserved communities, especially women and low-income earners, reflects its socially-driven mission.

Key Services / Products:

• MSME finance
• Microfinance
• Loans
• Deposits
• Insurance
• Digital banking.

5. TVS Credit Services

Website: https://www.tvscredit.com/

• Founded Year: 2008
• Founders / Key Personnel: Sudarshan Venu (Chairman); Ashish Sapra (CEO & Director)
• Chennai Office Address:  Door No 9, Old No 2A, Sundhar Nagar, Ekkaduthangal, Chennai, Tamil Nadu 600032

TVS Credit Services Limited, a subsidiary of the reputable TVS Group, is an NBFC with headquarters in Chennai that was founded in 2008. TVS Credit provides financing for two-wheelers, four-wheelers, commercial vehicles, SME loans, personal loans, and insurance solutions.

With the strong heritage and reputation of the TVS brand behind it, TVS Credit works towards technological lending, customer service superiority, and deepening financial penetration in urban and rural Tamil Nadu as well as other areas.

Key Services / Products:

• Two-wheeler finance
• Commercial vehicle finance
• SME finance
• Personal loans
• Insurance services.

Suggested Read: MNC Companies in Chennai

6. FundsIndia

Website: https://www.fundsindia.com

• Founded Year: 2009
• Founders / Key People: Srikanth Meenakshi, C. R. Chandrasekar; Girirajan Murugan (CEO)
• Chennai Office Address: Uttam Building, 3rd Floor, Nos. 38 and 39, Whites Road, Royapettah, Chennai, Tamil Nadu

FundsIndia is an investment web platform established in Chennai in 2009. The platform provides a wide array of financial products such as mutual funds, equities, bonds, corporate deposits, IPOs, and robo-advisory services.

With easy-to-use digital interfaces and goal-based investment solutions, FundsIndia caters to retail investors in India. The firm is known for streamlining investment procedures and offering tailored advisory services through its groundbreaking platform, MoneyMitr.

Key Services / Products:

• Portfolio analytics
• Robo-advisory
• SIPs
• Equities
• Mutual funds
• Bonds, IPOs.

7. BankBazaar

Website: https://www.bankbazaar.com/

• Founded Year: 2008
• Founders / Key Individuals: Adhil Shetty (Founder & CEO)
• Chennai Office Address: Prince Info Park, Block-B, 3rd Floor, 81B, 2nd Main Road, Ambattur Industrial Estate, Tiruvallur, Chennai, Tamil Nadu 600058

BankBazaar, established in 2008, is a fintech firm based in Chennai that functions as an online marketplace for insurance products, credit cards, and personal loans. The website allows customers to compare and apply for financial products from various institutions, providing clear information and personalized suggestions.

BankBazaar has become a reliable brand for streamlining discovery and decision-making of financial products with its technology-based solutions.

Key Services / Products:

• Loan comparison
• Credit card match-making
• Insurance quotes
• Credit score monitoring.

8. India Cements Investment Services Limited 

Website: https://www.icisinvest.com

• Founded Year: 1985
• Founders / Key Individuals: N. Srinivasan (Chairman), R. S. Raghavan (CEO)
• Office Address in Chennai: GEE GEE EMERALD, 2nd Floor, Nos. 2C & 2D, Valluvarkottam High Road, Nungambakkam, Chennai-600034, No. 18/14 (312/14).

India Cements Investment Services Limited, a part of the India Cements Group, is a Chennai-based financial services provider with expertise in foreign exchange services, travel finance solutions, and non-banking financial services. Founded in 1985, ICISL offers an array of services including forex advisory, corporate travel assistance, money changing, loan syndication, and financial consulting for tech firms and other corporate sectors.

ICISL operates its travel services under its brand name “Inditravel” and financial services under the brand name “ICFSL”. It has a strong presence in Tamil Nadu and South India and is reputed for its customer-oriented services as well as effective forex and financial solutions for individuals and corporate clients alike.

Key Services / Products:

• Foreign exchange services
• Travel finance-related services
• Loan syndication
• NBFC activities.

9. Vivriti Capital

Website: https://www.vivriticapital.com/

• Founded Year: 2017
• Founders / Important People: Gaurav Kumar (Founder & CEO), Vineet Sukumar (Co-Founder)
• Chennai Office Address: Prestige Zackria Metropolitan, No. 200/1-8, 2nd Floor, Block-1, Chennai, Tamil Nadu 600002

Vivriti Capital is a 2017-founded Chennai-based financial technology firm that specializes in offering structured debt solutions to mid-market businesses and financial institutions. The firm functions as an online platform that brings institutional investors in touch with genuine borrowers, providing debt syndication, securitization, and other capital market solutions.

Vivriti is renowned for its credit assessment models, which are based on data and work efficiently and transparently. With a keen emphasis on MSMEs and NBFCs in South India, Vivriti Capital is a key driver of filling credit gaps for under-served groups.

Key Services / Products:

• Structured debt solutions
• Debt syndication
• Securitization
• Digital lending platform.

10. Veritas Finance

Website: https://www.veritasfin.in/

• Founded Year: 2015
• Founders / Key Individuals: D. Arul Selvan (Founder & MD), R. Seshasayee (Chairman)
• Chennai Office Address:  Skcl Central Square 1, South & North Wing, 7th Floor, Unit # C28 – C35, Chennai, Tamil Nadu 600032

Headquartered in Chennai, Veritas Finance specializes in lending to micro, small, and medium enterprises (MSMEs), playing a crucial role in empowering underserved businesses across southern India.

The company is widely recognized for its customer-centric approach, offering flexible repayment options, promoting financial literacy, and ensuring timely access to credit that helps businesses grow sustainably.

Key Services / Products:

• MSME collateralised loans
• Working capital loans
• Equipment finance.

11. Northern Arc Capital

Website: https://www.northernarc.com/

• Founded Year: 2008
• Founders / Key People: Kshama Fernandes (Ex CEO), Bama Balakrishnan (COO)
• Chennai Office Address: Iitm Research Park, Phase I, 10th Floor, 1 Kanagam Village (Behind Tidel Park), Tharamani, Chennai, Tamil Nadu 600113

Northern Arc Capital, established in 2008 and headquartered in Chennai, is a diversified financial services firm with expertise in delivering structured finance solutions to underbanked segments including microfinance, affordable housing, small business lending, and vehicle finance.

The firm brings originators of credit and investors together via innovative debt products and capital market instruments. Northern Arc is recognized for its robust risk assessment models and has been a driving force in facilitating financial inclusion in India.

Key Services / Products:

• Structured finance
• Securitization
• Debt syndication
• Capital market solutions.

12. Fincare Small Finance Bank (Chennai Operations Hub)

Website: https://www.aubank.in/

• Founded Year: 2017 (Banking license)
• Founders / Key People: Rajeev Yadav (MD & CEO)
• Chennai Office Address: 5 Madipakkam Main Road, Chennai, Tamil Nadu 600091

Although based in Bangalore, Fincare Small Finance Bank also has a significant operational footprint in Chennai as a service delivery and processing hub for its Tamil Nadu customers. The bank provides inclusive banking products like microloans, small business financing, deposits, and digital banking offerings.

Fincare’s operations in Chennai are instrumental in helping it achieve financial inclusion across South India.

Key Services / Products:

• Microloans
• MSME loans
• Deposits
• Digital banking services.

13. Five Star Business Finance

Website: https://fivestargroup.in/

• Founded Year: 1984
• Founders / Key People: D. Lakshmipathy (Chairman & MD)
• Chennai Office Address: New No.27, Old No.4, Taylor’s Road, Kilpauk, Chennai, Tamil Nadu 600010

Five Star Business Finance is a Chennai-based NBFC founded in 1984, with expertise in lending secured loans to small business owners and micro-entrepreneurs. The organization is concentrated on lending to the underserved segments through small ticket loans with property collateral support.

Five Star has grown into a principal financier of small businesses with a healthy branch network in Tamil Nadu and South India, recognized for strict risk control as well as customer-focused lending strategies.

Key offerings include:

• Small-ticket MSME loans
• Micro-entrepreneur financing
• Secured company loans.

14. IndoStar Capital Finance

Website: https://www.indostarcapital.com/

• Founded Year: 2011
• Founders / Key People: R. Sridhar (Executive Vice Chairman & CEO)
• Office Address in Chennai: Sakithyan Annexe Building, 1st Floor, Venkatanarayanan Road, Nos. 22 and 23, T. Nagar, Chennai, Tamil Nadu 600017 

IndoStar Capital Finance Limited is a leading non-banking financial company (NBFC) with a strong operational presence in Chennai. While its corporate office is in Mumbai, IndoStar has created a big regional center in Chennai, overseeing critical activities such as vehicle finance, SME credit, and housing finance for South India and Tamil Nadu.

Established in 2011, the firm provides tailored credit solutions to retail borrowers, first-timers, and small enterprises that require auto and home loans. IndoStar has a reputation for robust risk management processes, prompt turnaround ratios, and a tech-driven credit assessment framework.

Its Chennai operations are critical to accessing underserved semi-urban and rural markets, offering flexible financing solutions to foster entrepreneurship and ownership of personal assets in the region.

Key Services / Products:

• Finance for automobiles
• SME loans
• House loans
• Corporate lending.

15. Inditrade Capital Limited

Website: https://www.inditrade.com

• Founded Year: 1994
• Founders / Key People: Sudip Bandyopadhyay (Group Chairman)
• Chennai Office Address: Jrg Securities141, Arcot Roadkodambakkam, Chennai, Tamil Nadu 600024

Inditrade Capital Limited, previously JRG Securities, is a Chennai financial services firm that has a broad suite of solutions including microfinance, SME lending, insurance broking, commodity trading, and agri-tech finance.

With a history dating back more than 25 years, Inditrade has expanded into newer segments such as financial inclusion and rural digital lending, covering small entrepreneurs, farmers, and micro-enterprises in Tamil Nadu and South India.

The group marries conventional lending practices with technology platforms to provide affordable credit and insurance products suited for the grassroot economy. Inditrade’s Chennai operations serve as the fulcrum for its business expansion into newer financial service verticals.

Key Services / Products:

• Microfinance
• SME loans
• Insurance broking
• Commodity trading
• Agri-tech financing, digital lending.

Conclusion

Finance Firms in Chennai are a driving force behind the growth of the city’s economy, with a vibrant presence of banks, NBFCs, fintech companies, and insurance providers serving the financial needs of a diverse range of customers. Not only are these companies enabling easy access to credit, investments, and digital financial services, but they are also helping businesses and individuals across South India achieve financial inclusion.

Their focus on customer-centric services, adoption of cutting-edge technology, and operational excellence has made Chennai a major financial hub. Whether it’s reliable financial services or strategic partnerships, the leading Finance Companies in Chennai offer ample opportunities to meet your personal and business financial goals with expertise and innovation.

FAQs

Q. What kind of financial services are usually provided by Chennai-based firms?

Chennai’s finance companies offer a wide range of services, including personal and business loans, vehicle finance, insurance, investment advisory, digital payments, wealth management, and microfinance solutions.

Q. Why are global financial service companies setting up operations in Chennai?

Global financial service firms are choosing Chennai for its skilled workforce in finance and technology, competitive operational costs, robust infrastructure, and strong support for business process outsourcing (BPO) and global in-house centers (GICs).

Q. How supportive is Tamil Nadu’s government towards financial sector development?

The Tamil Nadu government provides different incentives, streamlined regulatory procedures, and fintech-related initiatives to encourage growth and innovation in the financial services industry, making Chennai a viable destination for finance companies.

Q. What industries are dependent on finance companies in Chennai?

Major sectors are MSMEs, automotive, real estate, logistics, healthcare, and retail. These sectors rely on finance companies for business loans, asset financing, insurance, and electronic payment solutions.

Q. Are operational costs cheaper for finance companies in Chennai than other cities?

Yes, Chennai provides relatively cheaper operational costs in terms of office space, infrastructure, and talent sourcing compared to more expensive financial centers like Mumbai and Bangalore.