Top 15 Finance Companies in Pune: A Complete Guide for 2025

Pune, traditionally one of India’s great education and IT centers, is fast becoming a major player in the country’s financial sector. With a solid combination of old-fashioned financial institutions and newer fintech players, the city is creating a vibrant ecosystem that encourages entrepreneurs, businesspeople, and individuals alike. Strategic positioning, a talented pool of human resources, and developing infrastructure make Pune an appealing hub for finance firms seeking to increase their presence in Western India.

Finance firms are key drivers of economic growth through a broad spectrum of services—be it providing credit to SMEs, making investment happen, enabling payments in the digital economy, or providing insurance solutions. As companies and individuals increasingly look for customized and tech-savvy financial services, Pune’s finance industry is responding with nimble and customer-focused solutions.

Here, we highlight 15 leading finance Companies in Pune that are creating waves in different segments like NBFC, fintech startups, investment houses, insurance companies, wealth management and It companies. Whether you are a corporate entity seeking finance or an individual in search of shrewd financial options, these firms are the crème de la crème of Pune’s booming finance sector.

Finance Ecosystem of Pune

Pune’s finance ecosystem is a rich blend of conventional financial institutions and fintech-next-generation innovators. Pune is home to a wide variety of players such as NBFCs, cooperative banks, private sector banks, insurance companies, investment advisory companies, and fintech startups. Pune’s strategic location close to Mumbai and lower cost of operations along with its vast talent pool makes it an optimal location for financial services. Significant segments propelling Pune’s finance sector:

1. Non-Banking Financial Companies (NBFCs)

Pune has a thriving ecosystem of NBFCs that are responsible for filling credit gaps for small enterprises and individuals. NBFCs are expert entities in offering customized financial products like SME and MSME loans, auto and personal financing, housing finance, and gold loans. Compared to conventional banks, Pune NBFCs have more lenient lending standards, making them suitable for first-time borrowers, entrepreneurs, and under-banked segments. Their emphasis on customer service and fast disbursement of loans has also helped boost the economic growth of the city, particularly in the SME and retail space.

2. Fintech Startups

Pune’s fintech revolution is gaining momentum as startups use the latest technologies to reshape financial services. From online lending platforms that ease the access to credit to UPI-powered payment solutions fueling cashless payments, Pune’s fintech entrepreneurs are meeting the changing aspirations of technology-enabled consumers and businesses. On top of that, wealthtech startups with robo-advisory and artificial intelligence -powered investment solutions are enabling users to control their finances at ease. Pune’s vibrant IT ecosystem complemented by a cooperative startup ecosystem offers rich soil for fintech disruptors to grow and expand.

3. Investment Companies & Wealth Management

With a growing population of high-net-worth individuals (HNIs), entrepreneurs, and salaried individuals, Pune has experienced the rise in demand for professional investment and wealth management services. Many companies in the city provide portfolio management, mutual fund consultancy, equity investments, SIPs, and retirement planning services. These firms play a vital role in leading clients on customized financial plans based on their risk tolerance and long-term objectives. The use of technology-based advisory systems has further improved transparency and simplicity in investment management.

4. Insurance Companies

Insurance penetration within Pune is increasing slowly, backed by both traditional insurance majors and new insurtech firms. Life and health insurance players offer end-to-end coverage plans for individuals and families, whereas general insurance players insure cars, houses, and companies. Insurtech players have increased the availability of insurance services through digital policy serving, paperless claims settlement, and artificial intelligence-powered risk analysis. These technologies are enhancing customer experience and supporting financial security of Pune’s urban and semi-urban masses.

5. Banks & Co-operative Societies

Though top private and government sector banks have a healthy presence in Pune, the city’s economic system is particularly enriched by its system of co-operative banks and small finance institutions. These community-level institutions are extremely important in providing financial services to local entrepreneurs, artisans, and rural communities. With personalized banking, micro-loans, and savings schemes, they are vital in bringing about financial inclusion. Small finance banks, on the other hand, cater to micro-entrepreneurs and small industries, ensuring credit accessibility at grassroots levels.

6. Support Ecosystem

Pune’s finance sector is supported by a comprehensive ecosystem of financial BPOs and KPOs that manage global back-office operations for multinational financial institutions. Regulatory bodies such as RBI’s regional offices and SEBI-registered entities provide governance and compliance frameworks. The city’s elite institutions of learning continually provide a stream of finance, technology, and management talent to help financial companies attract capable professionals with ease. Further, co-working, incubators for startups, and networks of investors also contribute to the growth of the city’s finance industry and innovation.

List of Top 15 Finance Companies in Pune

1. Bajaj Finance Limited

Website: https://www.bajajfinserv.in

• Founded Year: 1987
• Key People: Sanjiv Bajaj (Chairman & MD)
• Pune Office Address: Tamhane Building, Jejuri, Pune, Maharashtra 412303

Bajaj Finance Limited, a Bajaj Finserv subsidiary, is among the top non-banking financial companies (NBFCs) in India and is based in Pune. The company deals in a variety of financial products such as consumer durable loans, personal loans, business loans, home loans, and EMI cards.

With a strong digital platform and a strong retail presence, Bajaj Finance has emerged as a reliable financial partner for India’s crores of customers. Its emphasis on innovative lending structures, customer-focused services, and technology-driven solutions has helped drive its growth as one of India’s most valuable NBFCs.

Key Services/Products: 

• Consumer Loans
• Personal Loans
• Business Loans
• Fixed Deposits
• EMI Network Cards

2. Mahindra Finance (Mahindra & Mahindra Financial Services Limited)

Website: https://www.mahindrafinance.com/

• Founded Year: 1991
• Key People: Ramesh Iyer (Vice-Chairman & MD)
• Pune Office Address: Shop No. 101, 102 & 201, 202, Snehganga Swargate, Near Income Tax Office, Pune, Maharashtra 411037

Mahindra Finance, a part of the Mahindra Group, is a top NBFC focusing on rural and semi-urban finance. Vehicle loans, SME lending, home loans, and insurance broking are the services provided by the company. With an in-depth understanding of rural markets, Mahindra Finance has a customer-centric focus and a grassroots presence.

Their financial products are designed to benefit farmers, small entrepreneurs, and rural industry, making them a central force for expanding financial inclusion in India’s hinterlands.

Key Services/Products: 

• Vehicle Loans
• SME Financing
• Home Loans
• Insurance Broking
• Mutual Funds

3. Fullerton India Credit Company Limited (Now SMFG)

Website: https://www.smfgindiacredit.com/

• Founded Year: 2007
• Key People: Shantanu Mitra (CEO & MD)
• Pune Office Address: First and Second Floor, Plot No. D/24, East Rachana Nagar Rachna Housing Society, June, Solapur, Maharashtra, Close to Pitashri Apartment

Fullerton India is a well-established NBFC and a key player among finance companies in Pune, offering a comprehensive range of financial services tailored for both retail and MSME customers. The company provides personal loans, business loans, rural finance, and working capital solutions, specifically targeting unbanked and underserved individuals.

Supported by a large network in urban and rural regions, Fullerton India adopts digital platforms to simplify loan disbursal and improve customer experience. Its inclusive finance strategy has established it as a go-to partner for small businesses and individuals looking for flexible credit opportunities.

Key Services/Products: 

• Personal Loans
• Business Loans
• Rural Financing
• Working Capital Loans
• Insurance Services

4. Poonawalla Fincorp Limited

Website: https://www.smfgindiacredit.com/

• Founded Year: 1988 (rebranded Poonawalla Fincorp in 2021)
• Key People: Adar Poonawalla (Chairman)
• Pune Office Address: 201 and 202, 2nd Floor, AP81, Koregaon Park Annex, Mundhwa, Pune 411036

Poonawalla Fincorp, which is owned by the Cyrus Poonawalla Group, is a fast-expanding NBFC that provides varied lending solutions to individuals and corporations. The organization specializes in personal loans, business loans, used car loans, and SME loans.

Transparent processes, speedy disbursal of loans, and user-friendly digital platforms have earned Poonawalla Fincorp the reputation of being a new-age, technology-driven financial services player. Their expansionist growth plan and commitment to financial inclusion are enabling them to increase their reach within India.

Key Services/Products: 

• Personal Loans
• Business Loan
• Pre-owned Car Loans
• SME Loans
• Loan Against Property

Also Read: Startup Companies in Pune

5. CreditAccess Grameen Limited

Website: https://www.creditaccessgrameen.in/

• Founded Year: 1999
• Key People: Udaya Kumar Hebbar (MD & CEO)
• Pune Branch Address: RH 100, Solapur – Pune Hwy, Nandini Takle Nagar, Hadapsar, Pune, Maharashtra

The biggest microfinance bank in India, CreditAccess Grameen, has a significant operational presence throughout Maharashtra, including Pune. It specializes in extending small-ticket microloans to women entrepreneurs in rural and semi-urban pockets, enabling them to create sustainable livelihoods.

Powered by a robust emphasis on financial inclusion and community development, CreditAccess Grameen’s social impact-based approach has earned it a reputation as a market leader in microfinance.

Key Products/Services: 

• Microfinance Loans
• Income Generation Loans
• Small Enterprise Loans
• Financial Literacy Services

6. Shree Sharada Sahakari Bank Ltd.

Website: https://sharadbank.com/

• Founded Year: 1974
• Key People: Prasad Shinde (Chairman)
• Pune Office Address: 47/1 A, Plot NO 11, ‘ Parvati Plaza Taware Colony, Pune, Maharashtra 411009

Shree Sharada Sahakari Bank is a Pune-based co-operative bank with a significant network of local financial services. Serving small businesses, traders, and individual account holders, the bank provides personal loans, business loans, deposits, and other retail banking products.

Its focus on the community, transparent banking practices, and people-friendly service have earned it the reputation as a reliable financial institution among Pune’s local community. The bank also focuses on financial literacy and financial inclusion at the grassroots level.

Key Services/Products: 

• Personal Loans
• \Business Loans
• \Fixed Deposits
• Savings & Current Accounts
• RTGS/NEFT Services

7. Janaseva Sahakari Bank Ltd.

Website: https://sharadbank.com/

• Founded Year: 1972
• Key People: Prakash Pawar (Chairman)
• Pune Office Address: Bhavvarsha, Anand Nagar, Sinhagad Road Pune 411051, Pune, Maharashtra 411051

Janaseva Sahakari Bank is a prominent urban co-operative bank based in Pune, recognized for its strong focus on serving local businesses, independent professionals, and small traders. As one of the trusted finance Firms in Pune, the bank offers a range of financial products including SME financing, housing loans, auto loans, and personal loans at competitive interest rates.

Janaseva Sahakari Bank continues to play a significant role in Pune’s micro and small business environment thanks to its established community presence and specially designed service approach. 

Key Services/Products: 

• Personal Loans
• Vehicle Loans
• SME Finance
• Housing Loan
• Fixed Deposits
• RTGS/NEFT Services

8. Pune District Central Co-Operative Bank (PDCC Bank)

Website: https://www.pdccbank.co.in/

• Founded Year: 1917
• Key People: Ramesh Thorat (Chairman)
• Pune Office Address: 4-B, B J Road, Near Central Building, Pune, Maharashtra 411001

PDCC Bank is a major district co-operative bank in Maharashtra, with its headquarters in Pune. The bank’s operations are mainly focused on farmers, rural entrepreneurs, and cooperative societies through agricultural loans, rural development credit, and deposit schemes.

PDCC Bank has been key to the agricultural economy of Pune and financial inclusion at the taluka and village levels through its wide branch network. It also enables government subsidy schemes and rural credit programs.

Key Services/Products: 

• Agricultural Loans
• Rural Development Loans
• Deposit Schemes
• Cooperative Society Financing
• Government Subsidy Programs

9. Fibe (previously EarlySalary)

Website: https://www.fibe.in/

• Founded Year: 2015
• Key People: Akshay Mehrotra (Co-Founder & CEO), Ashish Goyal (Co-Founder & CFO)
• Pune Office Address: Office No. 404, 4th Floor, The Chambers, Viman Nagar, Lohegaon, Pune, Maharashtra 411014

Fibe is a fintech firm based in Pune with expertise in instant salary advances and personal loans via its wholly digital platform. The firm targets salaried employees and young professionals with swift disbursal of small-ticket loans with flexible repayment.

Its own AI-based credit scoring system facilitates quicker approval times and hassle-free customer experience. Fibe’s disruptive product offerings like EMI cards and buy-now-pay-later (BNPL) solutions establish it as a leading player in India’s consumer credit fintech market.

Key Services/Products: 

• Instant Personal Loans
• Salary Advances
• EMI Cards
• BNPL Services
• Digital Lending Platform

10. Electronica Finance Limited (EFL)

Website: https://www.electronicafinance.com/

• Founded Year: 1990
• Key People: Shilpa Kulkarni (Managing Director)
• Pune Office Address: Audumbar, 101/1, Dr Ketkar Rd, Erandwane, Pune, Maharashtra 411004

Electronica Finance Limited (EFL) is a specialized NBFC headquartered in Pune and stands out among leading finance Firms in Pune for its focus on machinery and equipment financing. With over three decades of expertise in the manufacturing sector, EFL offers tailor-made financial solutions to MSMEs across India.

Renowned for its in-depth industry knowledge, rapid turnaround time, and customized loan structures, EFL has played a significant role in helping small and medium-sized industries improve their operations and increase capacity.

Key Services/Products: 

• Machinery Loans
• Working Capital Loans
• Energy Efficiency Financing
• Loan Against Property (LAP)
• MSME Loans

11. Finolex Industries Ltd. (Finance Division)

Website: https://www.finolexpipes.com/

• Founded Year: 1958
• Key People: Prakash Chhabria (Executive Chairman)
• Pune Office Address: D – 1 / 16, Pune, Maharashtra 411019

Though better recognized as a top PVC pipes and cables producer, Finolex Industries has a finance division that provides credit facilities and financial solutions to its chain of dealers, distributors, and partners.

The finance division of the company offers working capital loans, trade credit, and inventory finance to enable smooth business operations along its supply chain. Structured financial assistance to SMEs and channel partners by Finolex enhances its market relationships and facilitates business expansion in the industrial segment

Key Services/Products: 

• Dealer Financing
• Trade Credit
• Working Capital Loans
• Channel Financing Solutions

12. Vistaar Financial Services Pvt. Ltd.

Website: https://www.vistaarfinance.com/

• Founded Year: 2010
• Key people : Brahmanand Hegde (Co-Founder & Executive Vice-Chairman), Ramakrishna Nishtala (MD & CEO)
• Pune Office Address: Survey No.21/6, Beleza House, 2nd Floor, Kranti Park, Near Columbia Asia Hospital Kharadi, Pune, Maharashtra 411014

Vistaar Financial Services is an NBFC headquartered in Pune with expertise in offering micro and small business loans to marginalized entrepreneurs. The organization concentrates on lending to small manufacturers, traders, and service providers who remain outside the reach of conventional banking credit.

Vistaar’s customized loan products, differential repayment terms, and localized service model enable bottom-of-the-pyramid entrepreneurs, leading to self-reliance and economic growth in rural and semi-urban regions.

Key Services/Products:

• Small Business Loans
• Micro-Enterprise Financing
• Working Capital Loans
• Income Generation Loans

13. Muthoot Finance Ltd.

Website: https://branches.muthootfinance.com

• Founded Year: 1939
• Key People: George Alexander Muthoot (MD)
• Pune Office Address: CTS No.1011/B, Ground Floor, Veer Santaji Ghorpade Rd, Kumbar Wada, Above P9 Fitness, Pune, Maharashtra 411011

Vistaar Financial Services is a Pune-headquartered NBFC and a prominent name among finance companies in Pune, specializing in micro and small business loans for underserved entrepreneurs. The company focuses on lending to small manufacturers, traders, and service providers who often lack access to traditional banking credit.

Muthoot’s quick processing, low documentation, and low interest rates have established it as a go-to option for short-term funding requirements. Apart from gold loans, Muthoot also provides personal loans, insurance, and money transfer services through its large network of branches.

Key Services/Products: 

• Gold Loans
• Personal Loans
• Insurance Services
• Money Transfer
• Forex Services

14. InCred Financial Services Ltd.

Website: https://www.incred.com/

• Founded Year: 2016
• Key People: Bhupinder Singh (Founder & CEO)
• Pune Office Address: 4.e+11, City Square Building, 4th Floor, Maple Group Near Zenith Complex Behind Pride Hotel Shivaj, Pune, Maharashtra 411005

InCred is a rapidly growing fintech-led NBFC that provides tailored loan products to consumers and enterprises in Pune. The company offers personal loans, education loans, SME business loans, and structured finance.

Leveraging its strong digital ecosystem and data-based credit assessment algorithms, InCred aims to provide frictionless and quick approvals of loans. Their technology-led strategy and customer-first approach have established them as a leading name in India’s new-generation financial services space

Key Services/Products: 

• Personal Loans
• Education Loans
• SME Loans
• Structured Finance
• Digital Lending Solutions

15. Saraswat Cooperative Bank Ltd.

Website: https://www.saraswatbank.com/

• Founded Year: 1918
• Key People: Gautam E. Thakur (Chairman)
• Pune Office Address: 991 Tilak Road, Shukrawar Peth, Pune, Maharashtra 411002

Saraswat Bank, India’s largest urban co-operative bank, holds a strong foothold in Pune with numerous branches serving individuals, professionals, and small enterprises. As one of the leading finance companies in Pune, the bank offers a wide range of financial products including personal loans, SME financing, housing loans, fixed deposits, and digital banking solutions.

Known for its customer-first philosophy, Saraswat Bank combines the personalized service of a co-operative bank with modern digital banking infrastructure, making it a preferred banking partner for Pune’s middle-class and business communities

Key Services/Products: 

• Personal Loans
• SME Finance
• Housing Loans
• Fixed Deposits
• Internet & Mobile Banking

Conclusion

Pune is quickly cementing its place as an energetic hub in India’s financial landscape, smoothly integrating age-old financial institutions and a fresh cohort of fintech entrepreneurs. Finance Companies in Pune are at the forefront of financial inclusion by lending to under-penetrated segments, financing SMEs, and providing digital-first solutions that make banking, investing, and insurance easy.

Strategically located, with a skilled population, and a strong startup ecosystem, Pune is building a robust financial environment that suits various business and individual financial requirements. Whether you’re an entrepreneur seeking growth capital, a professional planning investments, or an individual exploring insurance options, the finance Firms in Pune featured in this blog offer trusted and innovative solutions.

Explore these firms to leverage Pune’s evolving financial landscape and make informed, future-ready financial decisions.

FAQs

 How can individuals and businesses benefit from Pune-based finance companies?

Customers are able to avail themselves of numerous services like personal finance, investment advisory, and insurance products, whereas companies are supported through SME financing, working capital finance, and digital payment solutions. Pune finance companies provide financial solutions that are tailored to facilitate financial inclusion as well as business expansion.

In what ways do NBFCs in Pune assist small businesses as well as individuals?

NBFCs in Pune help fill the credit gap in meeting the finance requirements of SMEs, entrepreneurs, and others who might not find it easy to access banking services. They have flexible loan products, rapid disbursement procedures, and customized financial solutions based on individual requirements.

Why would Pune become a preferred place for financial companies over Mumbai?

Although Mumbai is India’s main financial hub, Pune provides an affordable option with less cost for infrastructure and human resources. Its fast-developing IT infrastructure, quality education system, and harmonious startup ecosystem render it a favorable choice for finance firms in search of expansion with efficiency of operations.

How are co-operative banks in Pune different from commercial banks?

Co-operative banks in Pune are community-based financial institutions that cater mainly to local enterprises, small retailers, and rural communities. While they differ from commercial banks in that they are centered on personal service, micro-loans, and grassroots-level financial inclusion, they are also important contributors to regional economic growth.

How can I select the proper finance company in Pune for my requirements?

It is a matter of selecting the most appropriate finance company based on your individual needs—whether it is business funding, personal lending, investments, or insurance. Consider the specialization of the company, offerings, digital strength, customer testimonials, and terms flexibility before deciding.